Organization is preserving the Freedom Silo

MONETT, Mo. — An organization is working to preserve a piece of art in downtown Monett.

“Monett Main Street” is adding a new roof to the Freedom silo, which is located on 7th Street and Front Street.

The 65 foot tall silo was dedicated in October 2020.

Along with the new roof they will be fixing some framing inside and enclose the cupola and add lighting inside that structure.

“It’s in the heartland of the United States and brings the true calling of what the United States really is. It has had an overwhelming response from people all over the Country. Not only have they commented on social media sites such as Facebook, but also as have driven here to see it,” said Thad Hood, Monett Main Street Member.

The new roof will be installed in a few weeks and will cost between $25,000 and $35,000.

Free tool created for Missourians shopping for roof insurance

JEFFERSON CITY, Mo. – The Missouri Department of Commerce and Insurance (DCI) created a free online tool to help residents explore their options for roof insurance coverage. Officials say it can be critical for homeowners to understand as we enter severe weather season.

“It’s really important that consumers know exactly what type of coverage they have or they’re planning to purchase,” says Chlora Lindley-Myers, Director of DCI. “Policies may not cover the replacement cost of your roof–your policy may only cover a depreciated cost, or the actual cash value, to repair or replace your property.”

This DCI service was developed to provide free analysis of the top twenty homeowners insurance companies in the state. If a company is not listed, this comparison shopping form is available to help the shopper ask the right questions and record information as they research options for new coverage or seek to understand their existing coverage.

DCI recommends that consumers check their homeowner’s insurance policy or contact their insurance agent or company to see whether their policy provides replacement cost coverage.

In an insurance claim, the amount deducted for depreciation may be significant, especially if the damaged property was at or near the end of its useful life. For example, if your 20-year-old roof is destroyed by a covered cause of loss and must be replaced, the policy that pays RCV will cover the full cost to replace the roof. However, an ACV policy may pay as little as 20 percent of the cost to replace the roof, since the useful life of a roof is usually about 25 years.

For more information about homeowners insurance or for assistance with questions or complaints about an insurance company or claim, visit insurance.mo.gov/consumers or call (800) 726-7390.

Wednesday storms damage Four-State buildings

CARL JUNCTION, Mo. – Wednesday’s first round of storms left some damage in parts of the Four-States.

On County Road 290 in Carl Junction, Missouri, a homeowner says around 5:30 a.m. she heard the storms roll-in with heavy winds. When she was able to get out and inspect her property she found that the roof of her barn and part of the roof of her garage had been blown off.

Near Miami, Oklahoma, lightning caused damage to a home off Highway 137. The strike caused scorching under the roof and a blown transformer.